Posts Tagged ‘Nicole Borsey’

Economic Update – December 6, 2010

Monday, December 6th, 2010




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Last Week in the News
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The Standard & Poor’s/Case-Shiller 20-city housing price index — on a non-seasonally adjusted basis — fell 0.7% in September after a 0.2% decrease in August. On a year-over-year basis, prices rose 0.6% compared with September 2009.
The consumer confidence index rose to 54.1 in November from a revised 49.9 in October. It was the highest level in five months. The index was benchmarked at 100 in 1985, a year chosen because it was neither a peak nor a trough in consumer confidence.
The Institute for Supply Management reported that the monthly composite index of manufacturing activity fell slightly to 56.6 in November after reaching 56.9 in October. A reading above 50 signals expansion. It was the 16th straight month of expansion.
Total construction spending rose 0.7% to $802.3 billion in October, following a revised 0.7% increase in September. Economists had anticipated a drop of 0.4% in October.
The National Association of Realtors reported that its pending home sales index, a forward-looking indicator based on signed contracts, rose 10.4% in October after a 1.8% decrease in September.
The Institute for Supply Management reported that the monthly composite index of non-manufacturing activity rose to 55 in November from 54.3 in October. A reading above 50 signals expansion. It was the 11th straight month of expansion.
Initial claims for unemployment benefits rose by 26,000 to 436,000 for the week ending November 27. Continuing claims for the week ending November 20 rose by 53,000 to 4.27 million. The unemployment rate rose to 9.8% in November from 9.6% in October.
Upcoming on the economic calendar are reports on wholesale trade on December 9 and consumer sentiment on December 10.



  • wp socializer sprite mask 16px Economic Update   December 6, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   December 6, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   December 6, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   December 6, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   December 6, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   December 6, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   December 6, 2010 | CT Real Estate
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Economic Update – November 29, 2010

Monday, November 29th, 2010




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Last Week in the News
________________________________________
Retail sales fell 0.6% for the week ending November 20, according to the ICSC-Goldman Sachs index. On a year-over-year basis, retailers saw sales increase 2.8%.
Gross domestic product — the total output of goods and services produced in the U.S. — increased at an annual rate of 2.5% in the third quarter of 2010. This follows a 1.7% pace of growth in the second quarter of 2010.
Existing home sales fell 2.2% in October to a seasonally adjusted annual rate of 4.43 million units from 4.53 million units in September. The inventory of unsold homes on the market declined 3.4% to 3.86 million, a 10.5-month supply at the current sales pace, down from a revised 10.6-month supply in September.
The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending November 19 rose 2.1%. Refinancing applications decreased 1%. Purchase volume rose 14.4%.
Orders for durable goods — items expected to last three or more years — fell 3.3% in October after increasing an upwardly revised 5% in September. Excluding volatile transportation-related goods, orders posted a monthly decrease of 2.7%.
New home sales fell 8.1% in October to a seasonally adjusted annual rate of 283,000 units from a rate of 307,000 units in September. Economists had expected a pace of 314,000 units.
Initial claims for unemployment benefits fell by 34,000 to 407,000 for the week ending November 20. That’s the lowest level since July 2008. Continuing claims for the week ending November 13 fell by 142,000 to 4.18 million.
Upcoming on the economic calendar are reports on the housing price index on November 30, construction spending on December 1 and pending home sales on December 2.

www.DavidJGarofalo.com



  • wp socializer sprite mask 16px Economic Update   November 29, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 29, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 29, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 29, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 29, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 29, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 29, 2010 | CT Real Estate
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Economic Update – November 22, 2010

Monday, November 22nd, 2010




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Last Week in the News
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Retail sales rose 1.2% in October after an upwardly revised 0.7% increase in September. It was the largest increase in seven months. Economists had anticipated retail sales to rise 0.7% in October.
Total business inventories rose 0.9% in September to $1.4 trillion, the highest level since March 2009. Total business sales rose 0.5% in September after a 0.3% increase in August.
The producer price index, which tracks wholesale price inflation, rose 0.4% in October, matching a 0.4% increase in September. Core prices — excluding food and fuel — fell 0.6% in October, the most since July 2006. For the year, seasonally adjusted wholesale prices are up 4.3%.
Industrial production at the nation’s factories, mines and utilities was unchanged in October, following a revised 0.1% increase in September. Economists had anticipated a gain of 0.3%. Capacity utilization was unchanged at 74.8% in October.
Consumer prices rose a seasonally adjusted 0.2% in October, following a 0.1% increase in September. For the year, seasonally adjusted consumer prices are up 1.2%.
The combined construction of new single-family homes and apartments in October fell 11.7% to a seasonally adjusted annual rate of 519,000 units. Single-family starts fell 1.1%. Multifamily starts dropped 43.5%. Applications for new building permits, seen as an indicator of future activity, rose 0.5% to an annual rate of 550,000 units.
Initial claims for unemployment benefits rose by 2,000 to 439,000 for the week ending November 13. Continuing claims for the week ending November 6 fell by 48,000 to 4.295 million, the lowest level since the recovery began.
Upcoming on the economic calendar are reports on existing home sales on November 23 and new home sales on November 24.

Visit my website and apply on line:
www.DavidJGarofalo.com



  • wp socializer sprite mask 16px Economic Update   November 22, 2010 | CT Real Estate
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  • wp socializer sprite mask 16px Economic Update   November 22, 2010 | CT Real Estate
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Economic Update – November 15, 2010

Monday, November 15th, 2010




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Last Week in the News
________________________________________
Retail sales rose 1.3% for the week ending November 6, according to the ICSC-Goldman Sachs index. On a year-over-year basis, retailers saw sales increase 3.4%, the best reading since August.
Wholesalers increased their inventories 1.5% in September, following an upwardly revised 1.2% rise in August. Sales at the wholesale level rose 0.4% in September after a 0.5% increase in August. Economists had anticipated inventories would increase 0.7% in September.
The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending November 5 rose 5.8%. Refinancing applications increased 6%. Purchase volume rose 5.5%.
The trade deficit decreased 5.3% to $44 billion in September. Economists had expected the trade deficit to fall to $45 billion. Exports rose 0.3% to $154.1 billion. Imports decreased 1% to $198.1 billion.
The Reuters/University of Michigan consumer sentiment index for November’s preliminary reading rose to 69.3 from 67.7 in October. During the economic expansion that ended in December 2007, the index averaged 88.9.
Import prices rose 0.9% in October, following a 0.3% decrease in September. The increase was driven by a 3.3% rise in petroleum prices. On a year-over-year basis, import prices are up 3.6%. Export prices rose 0.8% in October.
Initial claims for unemployment benefits fell by 24,000 to 435,000 for the week ending November 6. Continuing claims for the week ending October 30 fell by 86,000 to 4.3 million, the lowest level since the recovery began.
Upcoming on the economic calendar are reports on retail sales on November 15, the housing market index on November 16 and housing starts on November 17.

Click here to visit my website and apply on line:
www.DavidJGarofalo.com



  • wp socializer sprite mask 16px Economic Update   November 15, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 15, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 15, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 15, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 15, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 15, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   November 15, 2010 | CT Real Estate
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Economic Update – Novemeber 1, 2010

Monday, November 1st, 2010




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Last Week in the News

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Existing home sales rose 10% in September to a seasonally adjusted annual rate of 4.53 million units from a revised 4.12 million units in August. The inventory of unsold homes on the market declined 1.9% to 4.04 million, a 10.7-month supply at the current sales pace, down from a 12-month supply in August.

The Standard & Poor’s/Case-Shiller 20-city housing price index — on a seasonally adjusted basis — fell 0.3% in August after a 0.2% decrease in July. On a year-over-year basis, prices rose 1.7% compared with August 2009.

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending October 22 rose 3.2%. Refinancing applications increased 3%. Purchase volume rose 3.9%.

Orders for durable goods — items expected to last three or more years — rose 3.3% in September after decreasing a revised 1% in August. Excluding volatile transportation-related goods, orders posted a monthly decrease of 0.8%.

New home sales rose 6.6% in September to a seasonally adjusted annual rate of 307,000 units from a rate of 288,000 units in August. Economists had expected a pace of 300,000 units.

The Commerce Department announced that gross domestic product — the total output of goods and services produced in the U.S. — increased at an annual rate of 2% in the third quarter of 2010.

Initial claims for unemployment benefits fell by 21,000 to 434,000 for the week ending October 23. Continuing claims for the week ending October 16 fell by 122,000 to 4.35 million, the lowest level since the recovery began.

Upcoming on the economic calendar are reports on construction spending on November 1, factory orders on November 3 and pending home sales on November 5.

Visit my website and apply on line:
www.DavidJGarofalo.com



  • wp socializer sprite mask 16px Economic Update   Novemeber 1, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   Novemeber 1, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   Novemeber 1, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   Novemeber 1, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   Novemeber 1, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   Novemeber 1, 2010 | CT Real Estate
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Stamford CT real estate…to list or not to list??? that is the question.

Monday, October 25th, 2010




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We all realize that it is not the ideal time to try and list your home, but if you are buying in the same area, say, Stamford CT for example icon wink Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate then your lowered house price will also be reflected when you buy your replacement house. Nothing is lost therefore – or is it?

Sometimes we can become aware of the fact that we really must move. Maybe the children are too big and we really need to move for that extra bedroom; perhaps there is a need for a bigger rec room, or an extra bathroom.

Many circumstances make house-moving come to mind, but have you worked out the cost of remodeling as opposed to the cost of moving? When we think about moving, we often think of all the irksome things about our home, but we do not remember all the conveniences that might not be available in the next home.

What about the qualities you really like about this home? Even small things like the sun shining into your kitchen in the morning are priceless to some people.

One of the first things to consider is your ‘gut feeling’. Do you want to move because you want to get away from something that is bugging you in that house? If so, think about including that in a remodeling project (as long as it is not an irritating neighbor!)

Write down all the things that are missing in the house you are in, that you know you can afford to buy in the next house. For instance, a third bedroom is one reason you must move, and you would like a big yard. But have you checked the prices of three-bed roomed homes with a big yard in your area?

Cost is really the biggest factor that we all have to takeinto account. Obviously the comparative costs of moving versus re-modeling may play a part.

It is easy enough to calculate the cost of remodeling, you simply ask a builder for a quote. (Use several builders.) If you are doing it yourself, then it will take longer to calculate everything you need to buy. Some hardware stores offer a quotation service. There are on line services for instance on the Home and Garden Web site, where you can pick out your kitchen or bathroom type, choose cabinets and colors of your choicer, one click and it all whizzes into place!

There are also short cuts you can take to get your dream kitchen, like just ordering new cabinet doors and drawers instead of refitting the whole kitchen. These replacement doors come in various price ranges starting from inexpensive white laminate up to classy dark cherry wood.

The cost of moving is harder to calculate, as it contains many hidden costs. For instance all the small costs like a day off work to move, the cost of moving boxes, the paint costs to touch up the outside of the house and those extra shrubs you will buy to make the yard look good.

The larger expenses are easier to spot, for instance: the fee to the realtor, the difference between the cost price of selling your home and buying the new home, the closing fees and legal fees for both houses.

Then there is the actual cost of the physical move, will it be by a removal company or do you plan to do it yourself? Once in the new home, what of drapes and any extras that will be required.

Once all the figures are in, and you have done the math, you may find it easier to make a logical decision and you also feel better in knowing all the cost factors involved – so there will be no surprises. If you do decide to sell, i would love the opportunity to provide a FREE no- obligation market analysis for your Stamford, CT real estate! Just email: nicole@thepropnet.com for an appointment!! icon smile Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate



  • wp socializer sprite mask 16px Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate
  • wp socializer sprite mask 16px Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate
  • wp socializer sprite mask 16px Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate
  • wp socializer sprite mask 16px Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate
  • wp socializer sprite mask 16px Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate
  • wp socializer sprite mask 16px Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate
  • wp socializer sprite mask 16px Stamford CT real estate...to list or not to list??? that is the question. | CT Real Estate
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Economic Update – October 25, 2010

Monday, October 25th, 2010




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Last Week in the News
________________________________________
Industrial production at the nation’s factories, mines and utilities fell 0.2% in September, following a 0.2% increase in August. Economists had anticipated a gain of 0.2%. Capacity utilization fell to 74.7% in September from a revised 74.8% in August.
The National Association of Home Builders/Wells Fargo housing market index rose three points in October to 16. Economists had anticipated a reading of 14. An index reading below 50 indicates negative sentiment about the housing market.
According to the ICSC-Goldman Sachs index, retail sales fell 0.7% for the week ending October 16. On a year-over-year basis, retailers saw sales increase 1.7%, the weakest reading since May.
The combined construction of new single-family homes and apartments in September rose 0.3% to a seasonally adjusted annual rate of 610,000 units. Single-family starts rose 4.4%. Multifamily starts dropped 9.7%. Applications for new building permits, seen as an indicator of future activity, fell 5.6% to an annual rate of 539,000 units.
The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending October 15 fell 10.5%. Refinancing applications decreased 11.2%. Purchase volume fell 6.7%.
The index of leading economic indicators — designed to forecast economic activity in the next three to six months — rose 0.3% in September after a downwardly revised 0.1% increase in August.
Initial claims for unemployment benefits fell by 23,000 to 452,000 for the week ending October 16. Continuing claims for the week ending October 9 fell by 9,000 to 4.39 million, the lowest level since the recovery began.
Upcoming on the economic calendar are reports on existing home sales on October 25, the housing price index on October 26 and new home sales on October 27.

Click here to visit my website and apply on line:
www.DavidJGarofalo.com



  • wp socializer sprite mask 16px Economic Update   October 25, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 25, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 25, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 25, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 25, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 25, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 25, 2010 | CT Real Estate
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Economic Update October 18, 2010

Monday, October 18th, 2010




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Last Week in the News
________________________________________
The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending October 8 rose 14.6%. Refinancing applications jumped 21%. Purchase volume fell 8.5%.
The trade deficit increased 8.8% to $46.3 billion in August. Economists had expected the trade deficit to rise to $44.3 billion. Exports rose 0.2% to $153.9 billion. Imports increased 2.1% to $200.2 billion.
The producer price index, which tracks wholesale price inflation, rose 0.4% in September, matching a 0.4% increase in August. Core prices — excluding food and fuel — rose 0.1%, also matching a 0.1% increase in August. For the year, seasonally adjusted wholesale prices are up 4%.
Retail sales rose 0.6% in September after an upwardly revised 0.7% increase in August. Economists had anticipated retail sales to rise 0.5% in September.
Total business inventories rose 0.6% in August, following a revised 1.1% increase in July. Total business sales rose 0.1% in August after a 0.8% increase in July.
Consumer prices rose a seasonally adjusted 0.1% in September, following a 0.3% increase in August. For the year, seasonally adjusted consumer prices are up 1.1%.
The Reuters/University of Michigan consumer sentiment index for October’s preliminary reading fell to 67.9 from 68.2 in September.
Initial claims for unemployment benefits rose by 13,000 to 462,000 for the week ending October 9. Continuing claims for the week ending October 2 fell by 112,000 to 4.39 million, the lowest level since November 2008.
Upcoming on the economic calendar are reports on the housing market index on October 18, housing starts on October 19 and the index of leading economic indicators on October 21.

Click here to visit my website and apply on line:
www.DavidJGarofalo.com



  • wp socializer sprite mask 16px Economic Update October 18, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update October 18, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update October 18, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update October 18, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update October 18, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update October 18, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update October 18, 2010 | CT Real Estate
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Economic Update – October 4, 2010

Monday, October 4th, 2010




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Last Week in the News
________________________________________
According to the ICSC-Goldman Sachs index, retail sales rose 0.4% for the week ending September 25. On a year-over-year basis, retailers saw sales increase 3.6%, the best reading since early August.
The Standard & Poor’s/Case-Shiller 20-city housing price index — on a seasonally adjusted basis — rose 0.6% in July after a 0.3% increase in June. On a year-over-year basis, prices rose 3.2% compared with July 2009.
The consumer confidence index fell to 48.5 in September from a downwardly revised 53.2 in August. The index was benchmarked at 100 in 1985, a year chosen because it was neither a peak nor a trough in consumer confidence.
The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending September 24 fell 0.8%. Refinancing applications fell 1.6%. Purchase volume increased 2.4%.
The Institute for Supply Management reported that the monthly composite index of manufacturing activity was 54.4 in September after reaching 56.3 in August. Economists had anticipated a reading of 54.5. A reading above 50 signals expansion. It was the 14th straight month of expansion.
Total construction spending rose 0.4% to $811.8 billion in August, following a downwardly revised 1.4% drop in July. Economists had anticipated a drop of 0.4% in August.
The Commerce Department reported that consumer spending rose $41.3 billion or 0.4% in August, matching what economists had anticipated. Personal income increased $59.3 billion or 0.5%.
Initial claims for unemployment benefits fell by 16,000 to 453,000 for the week ending September 25. Continuing claims for the week ending September 18 fell by 83,000 to 4.45 million.
Upcoming on the economic calendar are reports on pending home sales on October 4 and wholesale trade on October 8.

Click here to visit my website and apply on line:
www.DavidJGarofalo.com



  • wp socializer sprite mask 16px Economic Update   October 4, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 4, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 4, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 4, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 4, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 4, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   October 4, 2010 | CT Real Estate
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Economic Update – September 27, 2010

Monday, September 27th, 2010




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Last Week in the News
________________________________________
The National Association of Home Builders/Wells Fargo housing market index was unchanged in September at 13. An index reading below 50 indicates negative sentiment about the housing market.
The combined construction of new single-family homes and apartments in August rose 10.5% to a seasonally adjusted annual rate of 598,000 units. The increase was largely due to a boost in the construction of multi-family homes. Applications for new building permits, seen as an indicator of future activity, rose 1.8% to an annual rate of 569,000 units.
Existing home sales rose 7.6% in August to a seasonally adjusted annual rate of 4.13 million units from an upwardly revised 3.84 million units in July. The inventory of unsold homes on the market declined 0.6% to 3.98 million, an 11.6-month supply at the current sales pace, down from a 12.5-month supply in July.
The index of leading economic indicators — designed to forecast economic activity in the next three to six months — rose 0.3% in August after a 0.1% increase in July.
Orders for durable goods — items expected to last three or more years — fell 1.3% in August after increasing a revised 0.7% in July. Excluding volatile transportation-related goods, orders posted a monthly increase of 2%.
New home sales were unchanged in August at a seasonally adjusted annual rate of 288,000 units, matching July, which was revised up from 276,000. Economists had expected a pace of 290,000 units.
Initial claims for unemployment benefits rose by 12,000 to 465,000 for the week ending September 18. Continuing claims for the week ending September 11 fell by 48,000 to 4.49 million.
Upcoming on the economic calendar are reports on the housing price index on September 28 and construction spending on October 1.

Click here to visit my website and apply on line:
www.DavidJGarofalo.com



  • wp socializer sprite mask 16px Economic Update   September 27, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   September 27, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   September 27, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   September 27, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   September 27, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   September 27, 2010 | CT Real Estate
  • wp socializer sprite mask 16px Economic Update   September 27, 2010 | CT Real Estate
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