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Archive for February 17th, 2010

The Hazards of Asbestos

Wednesday, February 17th, 2010




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The home buying process is an exciting time, but one that may bring additional responsibilities into your life. Having the assistance of an experienced and honest Connecticut real estate agent will make this process smooth and stress free. While the process of choosing a home is an exciting and rewarding time, additional repairs or renovations may be needed upon purchase. It is also a time where additional responsibilities will enter ones life.

Many older homes built prior to 1980 may still harvest obsolete and corrosive building materials which can create health concerns. Environmental efficiency is on the rise throughout the state because of technology and green building methods progressing rapidly.

Asbestos

Asbestos is a fibrous mineral that was utilized throughout the 20th century as an ideal form of insulation and piping in construction applications. Asbestos is often in old fireproofing, roofing, vinyl flooring, pipe and boiler insulation, and some roads and cement pipe and cement sheet products. Exposure to asbestos is easily avoidable by taking simple precautions.

Tips & Advice

It is not always an easy process to determine whether or not a particular insulation contains asbestos. If asbestos is located, it must be left un-touched until a professional can provide a course of action. In many situations, the best action is no action. Leaving it undisturbed is advisable as this will prevent its fibers from becoming airborne.

The Connecticut Department of Public Health administers an asbestos program that aims to reduce potential exposure to asbestos, including asbestos abatement and removal. This process should be undertaken by a licensed asbestos abatement contractor.

Asbestos exposure can lead to the development of a rare, but severe form of asbestos lung cancer known as mesothelioma. Current research indicates it can take as much as 20 to 50 years for this illness to develop. This makes accurate diagnosis a difficult task for physicians. Mesothelioma compensation has become tough to predict for victims and their families because diagnosis can take 20-50 years. For this reason, many people refer to it as a silent killer.

Going Green!

Green methods of building and construction have become a prominent aspect of Connecticut’s communities. Implementing green methods of building can have positive environmental, health and economic benefits. These include: Conservation of natural resources, enhance air quality, protect Eco systems, energy sustainability, increase property value, improve quality of life, improvement of pulmonary and cardiac health, Reduction of waste.

Green building is the consequence of a design that will increase energy efficiency, water and have a direct impact on your health and the environment. In a recent article published by Reuters, the green building movement has been steadily increasing. However, home owners feeling the financial crunch have been un-decided about going green because of fiscal reasons. Going green can and will have several positive economic benefits.

Cotton fiber, cellulose and lcynene, water based spray polyurethane foam are all viable replacements to asbestos. Cotton fiber is quickly becoming a favorite for home builders and renovators. Made from recycled batted material, it is also treated to be fireproof. Research has demonstrated that the use of Eco-friendly insulation alternatives can reduce annual energy costs by 25 percent. These green options have the same beneficial qualities as asbestos, minus the health deteriorating and toxic components.



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  • wp socializer sprite mask 16px The Hazards of Asbestos | CT Real Estate
  • wp socializer sprite mask 16px The Hazards of Asbestos | CT Real Estate
  • wp socializer sprite mask 16px The Hazards of Asbestos | CT Real Estate
  • wp socializer sprite mask 16px The Hazards of Asbestos | CT Real Estate
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The Remodeling Market

Wednesday, February 17th, 2010




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Header II Auto The Remodeling Market | CT Real Estate

 

 METROCITI David.Garofalo The Remodeling Market | CT Real Estate

 David Garofalo

 
Senior Loan Officer
Prospect Mortgage
NMLS# 122111
100 Technology Dr., Suite 203
Trumbull, CT 06611
Office: (203) 910-1845
Fax: (877) 298-3986
David.Garofalo@prospectmtg.com
 
• Learn about home loans
• Use loan calculators
• Apply for a home loan
 
Referral Request:
Please forward my contact information to anyone you know with a need for real estate financing!
 
 
 
The Remodeling Market


During the housing boom, remodeling expenditures — including maintenance, repairs, and improvements to rental and owner-occupied homes — more than doubled to an estimated $326 billion between 1995 and 2007.In recent years, remodels were financed with home equity loans and cash-out refinances. Owners extracted an average of $450 billion a year in home equity between 1999 and 2008 and reinvested more than 25% of extracted equity into home improvements. Because of the recent economic downturn, remodeling activity has shifted from high-end discretionary improvements to those that maintain structural integrity as well as generate cost savings.Although residential remodeling remained relatively weak during the third quarter of 2009, remodelers are starting to report that conditions in their markets are stabilizing, according to the latest National Association of Home Builders’ Remodeling Market Index.In the most recent report, the current market conditions index rose to 39.8 from 38.1. The index of future indicators jumped to 38.7 from 34.2. An index reading below 50 indicates negative sentiment about the remodeling market. The RMI has been running below 50 since the final quarter of 2005.As the home-remodeling market improves, the Joint Center for Housing Studies of Harvard University has identified three areas of growth:

  1. The increasing need to upgrade the rental housing stock — almost 10% of rental inventory in the U.S. was considered structurally inadequate in 2007 and in need of remodeling.
     
  2. Higher energy prices and greater environmental awareness, which will increase the demand for green remodeling projects.
     
  3. Continued growth in improvements spending by foreign-born homeowners — their spending levels have grown almost 13% per year since 2000, well in excess of the 7% growth by native-born households.
Click here to visit my website and apply on line:
www.myprospectmortgage.com/dgarofalo


  • wp socializer sprite mask 16px The Remodeling Market | CT Real Estate
  • wp socializer sprite mask 16px The Remodeling Market | CT Real Estate
  • wp socializer sprite mask 16px The Remodeling Market | CT Real Estate
  • wp socializer sprite mask 16px The Remodeling Market | CT Real Estate
  • wp socializer sprite mask 16px The Remodeling Market | CT Real Estate
  • wp socializer sprite mask 16px The Remodeling Market | CT Real Estate
  • wp socializer sprite mask 16px The Remodeling Market | CT Real Estate
  • wp socializer sprite mask 16px The Remodeling Market | CT Real Estate

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